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The Big Four insurance companies in South Korea (Samsung, DB, Hyundai, KB) are showing signs of slightly increasing car insurance premiums for online channels (CM) next year.  The Big Four insurance companies in South Korea (Samsung, DB, Hyundai, KB) are showing signs of slightly increasing car insurance premiums for online channels (CM) next year. As the government intervenes in pricing to activate the underperforming insurance comparison services among the three major financial platforms (debt refinancing, savings, and insurance), these companies are developing additional countermeasures. The financial authorities have stated that they will take strict action if insurance companies increase the burden on consumers with high insurance premiums, even though they anticipate additional reductions in commission fees. According to financial authorities and the insurance and fintech industries on October 1, discussions between insurance companies and platforms regarding the ‘Car Insuran...

The insurance comparison and recommendation service, The insurance comparison and recommendation service, ambitiously promoted by financial authorities to enhance consumer convenience and reduce insurance premiums, is facing indifference from both consumers and insurers. The service, which includes automobile insurance, travel insurance, and pet insurance, is performing below expectations, raising concerns that it may turn into a white elephant. This article explores the current issues and their underlying causes. The financial authorities introduced the insurance comparison and recommendation service with the aim of improving consumer convenience and reducing insurance costs. However, the service is failing to meet expectations in practice. Automobile Insurance The automobile insurance comparison and recommendation service was the first to launch, with high expectations due to its mandatory nature and relatively simple product design. Despite attracting around 490,000 users over the ...