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In August, the US Consumer Price Index (CPI) continued its five-month decline, reaching the mid-2% range. However,  In August, the US Consumer Price Index (CPI) continued its five-month decline, reaching the mid-2% range. However, housing costs led to a core CPI increase that surpassed market expectations. With a rate cut expected at the Federal Open Market Committee (FOMC) meeting on September 17-18, the prospect of a 0.5% "big cut" seems unlikely. On September 11th, the US Department of Labor reported that the CPI for August rose by 2.5% year-over-year. This is the lowest level since February 2021, marking a 3.5-year low and aligning with market forecasts. The CPI has narrowed its increase from July, which was the first time it entered the 2% range since March 2021. On a month-over-month basis, CPI rose by 0.2%, matching expectations and the previous month's figure. Excluding the volatile components of energy and food, the core CPI increased by 0.3% month-over-month and...

Since the introduction of the new international accounting standard, IFRS17, non-life insurers have shown steady growth by accumulating future profits, Since the introduction of the new international accounting standard, IFRS17, non-life insurers have shown steady growth by accumulating future profits, while life insurers have been experiencing declining sales and profits. With interest rate cuts anticipated in the second half of the year, the debt burden on life insurers is expected to increase further. Let's take a closer look at the current state of the insurance industry and its future outlook. Since the adoption of the new international accounting standard, IFRS17, at the beginning of last year, the domestic insurance industry's situation has seen contrasting developments between non-life and life insurers. Based on the Contractual Service Margin (CSM), a key metric under IFRS17, non-life insurers have been steadily accumulating future profits and reporting record earnings...

high interest The South Korean economy is facing a serious slowdown as high interest rates continue to stifle consumer spending and investment. The Bank of Korea's hesitation to cut rates is exacerbating the issue, leading to negative growth in the second quarter. With consumption and investment declining, the country’s annual growth targets are increasingly at risk. Experts argue that the Bank of Korea needs to act decisively to avoid further economic decline. In recent news, South Korea's economy has taken a sharp downturn, with the second quarter's GDP growth dipping into negative territory. This decline comes amid a backdrop of persistently high interest rates that are dampening consumer spending and investment. According to recent reports, the Bank of Korea's reluctance to implement rate cuts could be exacerbating these economic challenges. Economic Slowdown in Detail In the second quarter of 2024, South Korea’s GDP fell by 0.2% compared to the previous quarter, m...