일상생활속 금융, 증권이야기

Since the introduction of the new international accounting standard, IFRS17, non-life insurers have shown steady growth by accumulating future profits, Since the introduction of the new international accounting standard, IFRS17, non-life insurers have shown steady growth by accumulating future profits, while life insurers have been experiencing declining sales and profits. With interest rate cuts anticipated in the second half of the year, the debt burden on life insurers is expected to increase further. Let's take a closer look at the current state of the insurance industry and its future outlook. Since the adoption of the new international accounting standard, IFRS17, at the beginning of last year, the domestic insurance industry's situation has seen contrasting developments between non-life and life insurers. Based on the Contractual Service Margin (CSM), a key metric under IFRS17, non-life insurers have been steadily accumulating future profits and reporting record earnings...