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 Nowadays, people are more interested in various types of investments, from stocks and cryptocurrencies to bonds,   Nowadays, people are more interested in various types of investments, from stocks and cryptocurrencies to bonds, gold, and dollars. However, one crucial aspect of financial planning that often gets neglected is pensions. Having a solid plan for retirement is essential, and there's no such thing as being too young to start thinking about it! Let me, your guide from Appt, help you understand pensions thoroughly and become a pension wizard. <Pension Wizard> Previous Series Recap Last time, we explored the meaning of financial planning and the importance of pensions. Today, we will start discussing pensions in detail, beginning with an overview of South Korea’s three-tier pension system, illustrated for better understanding. Tier 1: National Pension – Mandatory for Income Earners Planning for retirement isn't just a personal concern; it's a significant iss...

A report reveals that nearly 600,000 seniors in South Korea have experienced reductions in their basic pension due to receiving National Pension benefits.  A report reveals that nearly 600,000 seniors in South Korea have experienced reductions in their basic pension due to receiving National Pension benefits. This report highlights the impact of pension regulations and raises questions about fairness in pension policies. In South Korea, approximately 600,000 seniors aged 65 and older from the lower 70% income bracket had their basic pensions reduced last year due to receiving National Pension benefits. On the 11th, Kim Seon-min, a member of the National Assembly's Health and Welfare Committee from the Justice Party, released data from the Ministry of Health and Welfare on "the status of recipients receiving both basic and National Pension benefits." This report shows that with the rapid aging of the population and the increase in the number of seniors in the lower 70% inc...