일상생활속 금융, 증권이야기

Jerome Powell, Federal Reserve Chairman Washington/Reuters Yonhap News The U.S. Federal Reserve has reduced its benchmark interest rate by 0.5 percentage points for the first time in 4.5 years. This move comes amid ongoing economic expansion and suggests the possibility of additional rate cuts later in the year. The change has narrowed the interest rate gap between the U.S. and South Korea. On September 18, 2024, the U.S. Federal Reserve (Fed) announced a 0.5 percentage point reduction in its benchmark interest rate. The rate was lowered from 5.25–5.50% to 4.75–5.00%, marking the first cut since March 2020, when the Fed began lowering rates to combat the inflation surge caused by the COVID-19 pandemic. In a statement following the Federal Open Market Committee (FOMC) meeting, Fed Chair Jerome Powell noted that recent indicators suggest continued robust economic expansion. While job growth has slowed and the unemployment rate has risen slightly, it remains at a low level. The Fed expres...

According to a recent survey conducted by Seoul Economic Daily There is a growing expectation that the Bank of Korea (BOK) will maintain its current interest rate. Experts suggest that, given concerns over real estate prices and household debt, any rate cuts might be delayed until October. This article explores the BOK's interest rate policies, their impact on the real estate market, and the anticipated interest rate cuts by the Federal Reserve. According to a recent survey conducted by Seoul Economic Daily, economists and financial experts predict that the BOK’s Monetary Policy Committee, meeting from August 21 to 22, will likely hold the current interest rate steady. 82.6% of respondents believe that the rate will remain unchanged, while only 17.4% expect a rate cut. The primary reason for maintaining the current rate is concerns over rising real estate prices. Over 52.6% of respondents cited ‘real estate prices’ as the main reason for keeping the rate steady, and when including ...