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Recently, Lee Bok-hyun, the Governor of the Financial Supervisory Service (FSS), issued a strong warning to the banking sector regarding the increase in mortgage rates.(The person in the photo is not related to the article. ) Recently, Lee Bok-hyun, the Governor of the Financial Supervisory Service (FSS), issued a strong warning to the banking sector regarding the increase in mortgage rates. He also announced plans to sanction the top management of Woori Financial Group for their failure to address issues related to unfair loans granted to relatives of former chairman Son Tae-seung. In this blog post, we will examine the implications of Lee’s remarks and the potential impact on the banking industry. In recent weeks, major banks have been raising mortgage rates as a way to manage household debt. However, Lee Bok-hyun, the Governor of the FSS, has made it clear that this approach does not align with the financial authorities' expectations. While the FSS has traditionally minimized it...

Recent hikes in mortgage rates by banks have led to the disappearance of the once-available 2% rates Recent hikes in mortgage rates by banks have led to the disappearance of the once-available 2% rates. As major banks continue to raise their lending rates to curb household debt, the rates for mortgage loans have surged, creating a contrast with the previous low-rate environment. This blog post explores the reasons behind these rate hikes and the impact they have on consumers. Recently, banks have been raising their mortgage rates significantly, with the once-available 2% rates vanishing overnight. As of July 7, the fixed mortgage rates (including periodic and mixed types) from major banks such as KB Kookmin, Shinhan, Woori, Hana, and NH Nonghyup range from 3.108% to 5.63%. This is a marked increase from the previous day, where rates ranged from 2.94% to 5.71%, showing that the lower end of the rate spectrum has disappeared. Specifically, Shinhan Bank’s 5-year fixed-rate mortgage had th...