라벨이 Financial Planning인 게시물 표시

Do You Know the Three-Tier Pension System?

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 Nowadays, people are more interested in various types of investments, from stocks and cryptocurrencies to bonds,   Nowadays, people are more interested in various types of investments, from stocks and cryptocurrencies to bonds, gold, and dollars. However, one crucial aspect of financial planning that often gets neglected is pensions. Having a solid plan for retirement is essential, and there's no such thing as being too young to start thinking about it! Let me, your guide from Appt, help you understand pensions thoroughly and become a pension wizard. <Pension Wizard> Previous Series Recap Last time, we explored the meaning of financial planning and the importance of pensions. Today, we will start discussing pensions in detail, beginning with an overview of South Korea’s three-tier pension system, illustrated for better understanding. Tier 1: National Pension – Mandatory for Income Earners Planning for retirement isn't just a personal concern; it's a significant iss...

Annual Investment Limits: 32.08 Million Won for Employees and 27.23 Million Won for Self-Employed—But Where to Invest?

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Both employees and self-employed individuals have about 70% of their assets in real estate, but they show a low preference for financial investments like pension insurance, Self-Employed Have More Assets After Age 50 Both employees and self-employed individuals have about 70% of their assets in real estate, but they show a low preference for financial investments like pension insurance, which stands at only around 2%. Despite similar saving capacities, it's crucial for those over 50 to focus on accumulating financial assets. *Everyone dreams of becoming wealthy. But dreams alone won't make you rich. If you want a better tomorrow and a prosperous retirement, you need to start preparing now. Kim Jin-woong, head of NH Investment & Securities' 100-Year Life Research Center, shares tips on becoming wealthy every two weeks. All you need is the resolve to become rich!* The economic activity population refers to individuals aged 15 and older who are either employed or actively ...